Coverage
Millwright Insurance Coverage
A millwright contractor is insured by several policies that hand off to each other. Each page below takes one of them and says what it answers for, what it leaves to another policy, and where the handoff falls for a contractor who works on other people’s equipment with their own crew and rigging.
General Liability
Injury to plant staff and visitors, damage to the building and equipment around the job, and finished work that fails after turnover. Where its exclusions stop at the customer’s machine.
Professional Liability
An alignment, a layout, a relocation plan or a startup call that turned out wrong and cost the plant output, with no accident behind the claim.
Property Insurance
The building and contents at your own yard, and the riggers’ liability, contractor’s equipment and installation floater coverage for the machine in your slings and the tools on your trailer.
Workers’ Compensation
A crew member hurt by a load, a fall, a pinch point or a torch, on a shutdown at home or across a state line, and the certificates you collect from subcontractors.
Commercial Auto Insurance
Crew pickups, service-body trucks, tractors and the trailers that haul skates and gantries, plus rented vehicles and employees’ own trucks on company errands.
Umbrella Insurance
A liability layer over general liability, commercial auto and employer’s liability for the limits a plant writes into its contractor agreement.
Tell us about your business, where you work and what you move, set and rig, and a licensed agent will build the program around it — Get a Quote.